15 Key Rules for Using Credit Cards Without Accumulating Debt
If used correctly, credit cards can be a valuable addition to our financial portfolio. The danger is that they can be misused, and the interest charges…
Top 10 Largest Us Cities Where $100K Goes Furthest in 2024
Historically, earning a six-figure salary has symbolized professional achievement and financial security for many American employees. However, the landscape is shifting, and today, $100,000 doesn’t stretch…
6 Reasons to Avoid Buying a Car When You Retire
Most people have an everyday need for a vehicle. It can be tempting when you retire to purchase a new one to get you around, but…
25 Unusual Things You Can Borrow From Libraries for Free
When you think of libraries, you think of the typical offerings: books, magazines, and movies. But did you know that you can borrow so much more?…
24 Common Mistakes That Hike up Your Electricity Bill
A recent report by the U.S. Energy Information Administration has revealed that residential electricity bills have increased each month by 2 percent since 2022. The report…
24 Things Frugal People Always Do When They First Retire
When frugal people first retire, what happens to their spending? That depends. Some people were frugal because they had to be. They didn’t earn enough to…
Here’s a Simple Trick To Pay Off Your House in Half the Time (It’s Genius)
For most of us, our home mortgage is our most significant debt. Recent home buyers know firsthand how fast mortgages add up when buying a new…
13 Insurance Policies That Are a Complete Waste of Money, but Almost Everyone Buys
Being fiscally smart means being prepared for the future. Insurance policies can help protect against the worst. However, not all policies are created equal. Reading through…
Worst States To Buy Property in the Next 5 Years, According to Real Estate Agents
Real estate was, is, and remains one of the top wealth builders for the middle class. But, as homeowners today know, not all real estate is…
Want to Retire Early? The Minimum You Need According to Suze Orman
Almost everyone dreams of retiring early, but for many, it’s a pipe dream. Some people will have to work well beyond retirement age because they have…