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75 Money Affirmations For Wealth & Prosperity

In today’s world, everyone is looking for a shortcut to success. That’s why most of the ads you see for courses and trainings often make bold proclamations like…

Double your money in 30 days or less!

Re-shape your mindset in 7 days or less!

Transform your willpower and motivation in 30 days!

But if you look at anyone who’s accumulated wealth, their story is usually the furthest thing from “get rich quick.”

It involved discipline. It involved sacrifice. It involved doing things other people were not willing to do.

If you want to follow in their footsteps, you need a strong mindset. That’s why the following article is going to be all about your self-talk. 

Let’s dive into an extensive list of affirmations for money that will help you re-shape your beliefs and start expanding your wealth.


Money Affirmations: What Are They?

Money affirmations are simply short positive statements aimed to help you alter your beliefs about money. They’re meant to challenge any negative thoughts preventing you from achieving your financial goals.

If you’re reading this article right now, you probably have some limiting beliefs that are keeping you from attaining financial freedom:

  • You may believe that you’re not disciplined enough to get rich.
  • You may believe that wealthy people possess skills that you can’t develop.
  • You may feel like you’ll never climb out of the hole of debt you’ve accumulated

And the truth is that you may be right about all of these things.

It’s actually okay to admit you’re not disciplined enough to become wealthy right now. It’s perfectly fine to realize that you don’t currently possess the skills to be rich.

That’s not negativity, that’s just being honest with yourself. However, these thoughts become problematic when you don’t offer any resistance towards them. 

If you’re only listening to internal stories that start with “I’m not” and “I can’t,” then you’re unlikely to ever address these character flaws. The goal of affirmations is to create a more positive narrative that highlights your ability to alter these flaws.

Repeating money affirmations isn’t about lying to yourself. It’s about accepting where you are while encouraging yourself to work towards where you want to be.


man holding money in his hand


As you read through the following affirmations for money, you’re not going to see phrases like, “Money flows through me” or “I am already rich.”

Your brain isn’t dumb, and it will recognize these statements for what they are — lies masquerading as positivity. Instead, you’ll find encouraging statements designed to shift your focus onto what you can control as you strive towards financial freedom.

So without further ado, let’s dive in!


Powerful Money Affirmations

Let’s kick off this list with some of the most powerful affirmations for money that will help you create a wealth mindset!


  • I’m capable of attaining a life of financial freedom.


  • I’m committed to the journey to wealth, no matter how difficult the path is.


  • Wealth is abundant and easily accessible in this world.


  • If anyone else has become rich, then so can I.


  • I accept my current financial situation without judgment.


  • My income will change when my decisions do.


  • My past doesn’t have to become my future too.


  • I live in a world filled with financial opportunity.


  • I’m capable of doing something right now that will improve my finances, even if it’s small.


  • I don’t need to listen to negative thoughts.


  • My current situation doesn’t affect my ability to take action now.


  • I can eradicate my debt one day at a time.


  • My desire to become rich is bigger than my excuses.


money affirmation


  • I accept that I’m not always going to feel motivated to do what it takes to earn money.


  • If I truly want to become wealthy, I’ll choose self-discipline at this moment.


  • I’m powerful enough to attract wealth and prosperity into my life.


  • Every small positive action brings me closer to a life of wealth.


  • I will become rich simply by not giving up on myself.


  • I believe in my ability to learn to manage money effectively.


  • I believe in my ability to climb out of debt.


  • I can’t erase my debt all at once, but I can do it one day at a time.


  • Every positive decision that I make compounds into the future.


  • Eventually, my hard work is going to pay off.


  • I understand that generating true wealth will require patience; nothing happens overnight.


  • Every day is an opportunity to get back on the path to financial freedom.


Manifesting Affirmations For Money

Enjoying this list of money affirmations so far? Then these two articles on the scientific benefits of affirmations and writing effective affirmations might be of interest to you.

If you just want to keep reading, then here’s some more affirmations about manifesting money into your life.


  • Millions will be mine as long as I put in the work.


  • Every day is an opportunity to make money.


  • I live in a world where money is abundant.


  • There’s tremendous financial opportunity all around me.


  • Every dollar saved leads me closer to my financial goals.


  • There is no limit to how much money I can make.


man practicing money affirmations


  • My network determines my net worth.


  • My skills are not set in stone; I’m always capable of growth.


  • Every single day is an opportunity to make money.


  • I’m improving my ability to manage money every day.


  • I’m grateful for another opportunity to wake up and make money.


  • I’m destined for wealth and I’m committed to achieving it one step at a time.


  • Small financial wins lead me towards bigger financial wins in the future.


  • I’m always looking for ways to make money.


  • I meet the minimum requirements for financial success.


  • Instant gratification does not serve my long-term financial goals.


  • I refuse to give into bad habits that keep me poor.


rich couple sitting on the couch


  • I am a millionaire in progress.


  • I’m willing to invest in myself.


  • The more I learn, the more I earn.


  • There’s plenty of things that I can do right now to level up my finances.


  • I realize that anyone can be wealthy, including me.


Money Affirmations For Wealth And Prosperity


  • My financial situation will not change until I do.


  • Negative thoughts about money do not serve my goals.


  • I’m willing to do whatever it takes to become rich.


  • I’m capable of sacrificing short-term pleasure for long-term gain.


  • I value my time because my time is money.


  • Struggle is necessary for me to appreciate wealth.


large pool


  • I can’t change everything at once; but I can change things one step at a time.


  • If I discipline myself now, I will reap incredible financial rewards in the future.


  • I was not born to live an average life.


  • Finding happiness in the journey will help me appreciate the destination.


  • Wealth is a product of small daily disciplines repeated every single day.


  • Minor shifts to my money habits can create massive change over time.


  • I live a life that always has unlimited upside.


  • I’m smart enough to manage my money effectively.


  • My work ethic is the one thing that I can control in this world.


  • I will not be deprived of money forever; where I am now is only temporary.


  • Every positive decision attracts more wealth into my life.


man reciting money affirmations


  • All I need to level up wealth is already within me.


  • I’m destined for wealth and freedom.


  • Today I will do one thing that moves the needle towards my financial goals.


  • I can’t control my past, but I can control my future.


  • The beauty of life is that I’m in complete control of my income.


  • If I do the things that others won’t, I’ll be able to live the life that others can’t.


  • Every failure brings me closer to financial success.


  • My financial situation is malleable.


  • Consistent action every single day creates long-term wealth.


luxury living room


  • The path to wealth is right in front of me; I just need to start taking small steps in the right direction.


  • I am the creator of my life and I refuse to accept poverty as an option.


  • I accept responsibility for everything in my life, including my financial wins and losses.


What Are The Best Affirmations For Money?

Now that we’ve covered an extensive list of affirmations, you’re probably wondering which ones you should integrate into your life.

Well, the good news is there’s no wrong answer. Any short positive affirmation that’s relevant to your current goals around money is a great option.

The best money affirmations are simply the ones you find the most inspiration from. Given that we all have a unique set of life circumstances, try to pick 2-3 affirmations from this list that are unique to your current struggles.

Struggling with a mountain of debt? Then pick a few affirmations designed to help you overcome this hurdle.

Struggling with impulse purchases? Pick affirmations that will help you talk yourself off the ledge before making an impulse buy.

Struggling with self-discipline? Encourage yourself with positive statements that remind you that you’re in complete control of your decisions.

Have fun with this and feel free to customize these affirmations to your specific goals and challenges!


How Do Powerful Affirmations Help You Attract Money?

I’d love to tell you that money affirmations alone can make you rich, but they can’t. We’d have a lot more rich people in the world were that the case.

The value of repeating affirmations lies in providing resistance to negative thoughts and motivating yourself to take action.

You can talk about your dreams and goals all day long. They’ll never come to fruition if you never take action.

You can day dream about getting rich as much as you want. That vision will never come to fruition if your mind is polluted with negative thoughts.

Your self-talk directly impacts both of these factors. By creating a more supportive internal dialogue, you equip yourself with the mindset that’s necessary for long-term wealth creation.

And while there’s no guarantee that you’ll live a life of financial freedom, positive self-talk certainly puts you one step ahead of everyone else. 


computer sitting on desk


Final Thoughts On Money Affirmations

I hope you enjoyed this article covering an extensive list of money affirmations for wealth and prosperity!

The fact that you landed on this article means that you’re not looking for an easy life, and that’s something to be proud of.

However, if you’re really committed to getting rich, you’ll pull every single lever that you possibly can to tilt the odds in your favor.

Luckily, your self-talk is one of those levers. And you’ve just been equipped with everything you need to start pulling it.

I wish you nothing but success on your journey! 

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